Property Insurance

Accidental loss or damage can occur to both real and personal property. Real property (property which cannot be moved) includes state-owned buildings, parks, swimming pools, boilers and heavy machinery. Personal property includes motorized equipment (not licensed for road use), supplies and movable capital items such as desks, chairs, typewriters and tools. Property damage may result from a number of perils, such as freezing temperatures, water damage, lightning, and fire.

Tools Of Risk Management from the Alabama Department of Finance Division of Risk Management Handbook


RMSI should be contacted regarding:

  • Contracts which might have insurance or liability ramifications, including construction contracts, maintenance contracts, building leases, service contracts, equipment and auto leases.
  • Any significant addition to or reduction in, values of property.
  • Any new project which either involves fire loss potential or public liability potential.
  • State property leased to another party.
  • When properties are purchased.

Guidelines for Adding Buildings/Coverage

Complete Property Insurance Request and send to:

Tonya Senn
RMSI
107 Wright Hall
Troy Campus
Fax: 334-670-5666
E-mail: tsenn@troy.edu


Guidelines for Reporting a Claim

  • The Property losses should be reported to RMSI immediately.
    Complete the Property Loss Notice and send to:

    Tonya Senn
    RMSI
    107 Wright Hall
    Troy Campus
    Fax: 334-670-5666
    E-mail: tsenn@troy.edu

  • Must provide details of loss/damage, including date, time and cause of loss, estimated dollar amount of loss and estimates for repair if available
  • RMSI will file a claim with the Division of Risk Management